This is about how much money you will have for each month If you expect things to be like they were last year, do this: Maybe something you do not need, or a way to spend less. Look for things in your budget you can change. If the number is less than zero, you are spending more money than you make.
subtract your expenses from how much money you make.For example, do you buy a cup of coffee every day? After a month, that coffee money could add up to an expense you might write down. Think about how you spend money, besides paying your bills.
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Do you need a monthly budget template excel free to help you stay on top of your finances? Here's where you need to be! You'll learn how to use both the simple and detailed budgeting templates in this post.
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